Who we are


Gardant S.p.A. is a company with registered office in Rome, parent company of the Gardant Group, established in 2021 following the reorganisation of the Credito Fondiario Banking Group.

The Gardant Group is a leader in the credit management sector in Italy, with a unique business model: it is both Debt Servicer (DS) and Asset Manager / Debt Purchaser (DP) and operates in all asset classes related to bank, leasing, commercial and other receivables (performing, UTPs, NPLs).

On the Asset Management side, the Gardant Group — through its subsidiary Gardant Investor SGR — is active in asset management with a focus on the Italian impaired and illiquid loans sector.

As of 2016, we have been one of the main direct investors in Italy in this area, with over 20 successfully concluded transactions, for a total nominal value exceeding EUR 10 billion.

On the Debt Servicing side, we are one of the main operators in Italy, specialising in corporate and SME, both banking and leasing.

In recent years, we have played a key role in the main deals related to the NPL sector in Italy, as investor and servicer, and we have the strategic objective of continuing to strengthen our market leadership position.

We offer our clients high value-added services in deal origination, underwriting, portfolio management and capital markets, with a team of senior professionals and a vertical and integrated approach.