Gardant S.p.A. is an Italian company, with registered office in Rome, and is the parent company of the Gardant Group, following the reorganisation and spin-off of the debt servicing and debt purchasing activities from Credito Fondiario. Today the Group is one of the leaders in the credit management sector in Italy, with a unique business model: it is both Debt Servicer (DS) and Asset Manager / Debt Purchaser (DP) and operates in all asset classes related to bank and leasing receivables (performing, unlikely-to-pay, non-performing).